Asset Accumulation,protection,preservation and Transfer, LLC
Asset Accumulation, Protection, Preservation, and Transfer (AAPPT) offers investment advice and financial planning. AAPPT uses a manager-of-managers approach, selecting third-party investment programs for clients. Financial planning is tailored to each client's needs and is typically delivered orally or in abbreviated written plans. AAPPT acts as a consultant, advising clients on their investment portfolios, asset allocation, and manager selection. AAPPT recommends mutual funds but requires client approval before implementing decisions and does not offer discretionary investment advisory services.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 0.80% |
| $1M+ | 0.50% |
AAPPT also charges 0.5% annually for mutual fund families such as American Funds and T. Rowe Price. AAPPT's segment of the investment advisory fee is negotiable.