Sierra Financial Planning & Asset Management offers financial planning and asset management services. Financial planning involves creating a comprehensive plan based on your goals. Asset management includes agreeing on an asset allocation, mapping asset classes to investments, executing transactions, rebalancing annually, and tax loss harvesting. Clients receive quarterly reports and have full access to their accounts through Charles Schwab Institutional. Sierra Financial Planning & Asset Management does not execute any transactions without the client’s express permission.
Fee Structure
Sierra Financial Planning & Asset Management charges a flat fee for asset management services, which is negotiated with each client. Fees are payable quarterly in advance. If you end the agreement before the end of a quarter, you'll receive a refund of any unearned fees.