Capital Financial Advisors of New York provides personalized financial planning and investment management services to individuals, families, pension and profit-sharing plans, trusts, estates, and business owners. Founded in 2003 and located in Clifton Park, New York, the firm operates on a fee-only structure, meaning it does not sell products or accept commissions or finder's fees. The firm's approach integrates investment advice with cash flow management, college planning, retirement planning, tax planning, and estate planning. Client portfolios are primarily invested in no-load mutual funds, exchange-traded funds, and individual fixed-income securities through a discount brokerage custodian. Capital Financial Advisors of New York tailors its relationships by documenting goals and objectives, creating investment policy statements, and accommodating client restrictions on specific securities.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $2.0M | 0.75% |
| $2.0M - $6.0M | 0.50% |
| $6.0M - $1.0M | 0.40% |
| $1M+ | 0.40% |
Clients with investable assets over $10,000,000 are charged 0.40% on all investable assets rather than the graduated schedule. Management fees may be waived for immediate family members and based on specific criteria.
