Fernwood Investment Management is a registered investment advisor that builds customized investment portfolios tailored to each client's specific time horizon, income needs, and risk tolerance. Fernwood creates diversified portfolios using traditional assets like stocks and bonds, as well as alternative investments such as private equity, venture capital, real estate, and hedge funds. Fernwood follows a long-term, fundamentally driven strategy focused on achieving above-market returns while managing risk. The firm manages assets on a discretionary and non-discretionary basis, meaning Fernwood can make trades on your behalf according to your agreed-upon strategy. Fernwood also serves as general partner for private investment funds, offering clients access to pooled alternative investments. In addition to investment management, Fernwood's team includes licensed insurance professionals who can recommend insurance products separately from advisory services. The firm custody client assets primarily with Charles Schwab and Interactive Brokers.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.25% |
| $1.0M - $5.0M | 1.00% |
| $5.0M - $10.0M | 0.75% |
| $10M+ | 0.50% |
Employer-sponsored retirement plan assets and 529 plan assets have an annual fee of 0.50%. Fees may be discounted on an exception basis at the discretion of the managing member.