Townsend Wealth Management provides personalized investment management and financial planning services to individuals, trusts, charitable organizations, small businesses, and retirement plans. Founded in 2001 and based in Columbus, Georgia, the registered investment advisor is legally required to act in your best interest at all times. Townsend Wealth Management builds diversified portfolios using stocks, bonds, mutual funds, exchange-traded funds, and other securities tailored to your risk tolerance and time horizon. Portfolios are managed without needing to ask permission for every trade, and clients select an appropriate investment strategy. In addition to managing investments, Townsend Wealth Management creates comprehensive financial plans covering multiple aspects of your financial life for your expected longevity, as well as targeted advice for specific questions. The firm does not accept commissions or third-party payments, meaning 100% of its revenue comes directly from clients.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $2.0M | 0.80% |
| $2.0M - $5.0M | 0.65% |
| $5.0M - $10.0M | 0.50% |
| $10.0M - $20.0M | 0.35% |
| $20M+ | 0.20% |
Fees are not negotiable. Employer-sponsored retirement plans have a $2,500 annual minimum fee. Existing long-term clients may be on older rate schedules.