Accountants Proprietary Financial ServiceNet (APFS) offers investment management recommendation services, matching client goals with investment programs. APFS manages investments on a discretionary basis. APFS offers a customized investment program, including mutual funds, exchange-traded funds (ETFs), and general securities (stocks and bonds). APFS also offers other investment programs through Empower Retirement, John Hancock Retirement Services, Lincoln Financial Group, One America Financial Partners, Inc., Principal Financial Services, Inc., Simply Retirement by Principal, and Voya Financial, Inc.
Fee Structure
APFS charges an annual fee ranging from 0.50% to 1.50% for its investment services. This fee includes payments to any subadvisor and referral fees. The custodian deducts fees from client assets. Fees are payable quarterly, in advance. APFS's fees are not negotiable, but may be waived. The custodian may charge separately for brokerage, custody, clearing and execution fees and expenses.