Fiscalis Advisory is a comprehensive financial planning firm that specializes in providing ongoing financial planning, investment advisory, and tax preparation services to individuals and families, including trusts, estates, and retirement plans. Founded by William Cuthbertson, the firm operates as a fee-only registered investment advisor and acts in a legal capacity as a fiduciary, meaning they are required to put clients' best interests first. Fiscalis Advisory does not sell insurance or investment products, nor does it accept commissions or outside compensation. The firm offers three types of client engagements: Open Retainers, which combine comprehensive tax and financial planning with non-discretionary portfolio management; Project Retainers, which cover a limited scope of financial consulting; and Hourly Engagements for specific advice. Investment recommendations emphasize globally diversified, low-cost mutual funds and exchange-traded funds, along with fixed-income securities, tailored to each client's unique goals, risk tolerance, and time horizon.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $800K | 1.20% |
| $800K - $2.0M | 0.85% |
| $2.0M - $3.0M | 0.70% |
| $3M+ | 0.60% |
Fees are generally not negotiable and are payable quarterly in advance. Household accounts may be combined for fee calculation.