Ayers & Associates provides personalized financial planning advice through consultations tailored to each client's specific needs. Led by Kenneth Ayers, a Certified Public Accountant and Certified Financial Planner, the firm focuses on specific financial events such as mortgage refinancing, budget preparation, and retirement planning. Services are often provided as an ancillary offering to accounting and tax clients. Ayers & Associates operates strictly on an hourly fee basis, does not manage investment portfolios or take custody of client funds, and does not have the authority to make trades without asking first.