Heritage Capital, LLC provides discretionary investment management, financial planning, consulting, and retirement plan services. Founded in 2003 and based in Woodbridge, Connecticut, Heritage Capital focuses on active management strategies, aiming for capital preservation and appreciation across a wide range of proprietary equity, fixed income, and sector programs. The firm primarily allocates client assets among mutual funds, exchange-traded funds, and variable annuity sub-accounts. Heritage Capital also offers standalone financial planning and portfolio construction on an hourly basis, as well as non-discretionary consulting for employer-sponsored retirement plans. The firm typically requires a $500,000 minimum asset level for investment management services, though this minimum may be waived at the firm's discretion.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 2.00% |
| $1M+ | 2.00% |
Fees for portfolios over $1,000,000 are negotiable. The firm charges 0.50% per calendar quarter for the first $1,000,000.