CT Cambridge Advisors is a personal tax and financial planning firm registered with the State of Connecticut as a registered investment advisor. Operated by David Bernstein, the firm provides sound financial planning advice covering taxes, investments, insurance, pensions, retirement, estate planning, and general financial matters. CT Cambridge Advisors also offers income tax preparation, tax audit representation, and specific advice on securities such as bonds, mutual funds, certificates of deposit, and municipal securities. The firm focuses on a fundamental approach to investment analysis, considering economic conditions, company earnings, and tax benefits. CT Cambridge Advisors serves individual clients of all asset levels, welcoming anyone with financial, tax, investment, or estate needs without imposing a minimum account requirement.
Fee Structure
CT Cambridge Advisors primarily works on an annual retainer basis for ongoing financial planning. The annual fee is determined based on your income, assets, and the overall complexity of your situation. This ongoing agreement includes:
- Regular periodic reviews
- Day-to-day consultation and ongoing support
- Income tax preparation and audit representation
- A simple will prepared by a local attorney
- Project-based or hourly financial planning — available for clients who do not need a full annual program, charged by the project or on an hourly basis depending on your specific needs (such as tax analysis or estate planning)
