C&T Financial Services Group offers financial planning services, including creating an Investment Policy Statement based on your goals and financial situation. They make recommendations on investments, insurance, and retirement accounts, but you're not obligated to follow them. C&T Financial Services Group representatives are also registered representatives of Osaic Wealth, a broker-dealer, and may earn commissions from selling securities or insurance products, creating a potential conflict of interest. They do not manage assets directly.
Fee Structure
If you implement your financial plan with C&T Financial Services Group, you may also be charged an annual consulting fee ranging from $2,000 to $5,000 for ongoing financial counseling and administrative activities. This fee is charged in arrears in December and is negotiable.
C&T Financial Services Group charges between $2,000 and $5,000 for developing a financial plan, depending on the complexity of your situation. Half of the fee is due upon signing the agreement, and the balance is due upon delivery and acceptance of the plan. You can terminate the agreement within 5 days for a full refund. After 5 days, the refunded amount will be prorated based on the work completed.