Strategic Financial is a registered investment advisor based in Thousand Oaks, California, led by Kenneth Gross. The firm offers comprehensive financial planning, segmented planning, and investment consultations. Services cover asset allocation, cash flow analysis and budgeting, income tax preparation and representation, financial independence analysis, investment portfolio planning, estate planning, and insurance needs reviews. Strategic Financial operates on a non-discretionary basis, meaning clients must give prior approval for each trade placed on their behalf, and requires clients using its trade execution services to hold their assets with Charles Schwab & Co., Inc. The firm also offers tax preparation services as part of its annual retainer or as a standalone service.
Fee Structure
Strategic Financial does not charge traditional asset-based investment management fees. Instead, investment management and financial planning are provided together as comprehensive financial services for a negotiated fixed fee based on your specific situation, portfolio size, and strategies used. This fee cannot exceed 2% of the assets managed on your behalf. The fee is billed in three equal installments every four months.