Livingston Financial Planning provides financial planning and investment management services. Planning can be broad or focused, covering cash flow, debt, risk management, college funding, retirement, estate, and tax planning. Investment management involves customized portfolios based on client objectives, time horizon, and risk tolerance, generally using low-cost index funds and ETFs. Livingston Financial Planning does not provide accounting or legal services but may work with other professionals with client consent.
Fee Structure
Livingston Financial Planning provides investment management services through non-discretionary accounts. Clients must approve each investment decision. The firm typically recommends Altruist Financial LLC as the custodian. If a client does not wish to place their assets with Altruist, then Livingston Financial Planning potentially may not be able to manage their account under certain types of investment management services engagements. The firm's fees are based on an hourly rate of $285 per hour, or a retainer fee determined on a case-by-case basis.