Garden State Retirement Specialists provides investment advice and financial planning. Investment advice is offered on a discretionary or non-discretionary basis and is tailored to each client's needs. Financial planning covers investment and non-investment related matters such as estate and insurance planning. They offer various wealth programs through VISION2020 Wealth Management Platform.
Fee Structure
Garden State Retirement Specialists offers investment management through several programs. Fees are based on a percentage of the value of your investments and are negotiable.
Advisor Managed Portfolios (Wrap Account):
- $0 - $499,999: 2.20% per year
- $500,000 - $999,999: 1.75% per year
- $1,000,000 - $2,499,999: 1.50% per year
- $2,500,000 and Up: 1.25% per year
Advisor Managed Portfolios (Non-Wrap Account):
- $0 - $499,999: 1.95% per year
- $500,000 - $999,999: 1.50% per year
- $1,000,000 - $2,499,999: 1.25% per year
- $2,500,000 and Up: 1.00% per year
Model Portfolio Strategists Program: Fees range up to 2.50% per year.
SMA and UMA Account Programs: Fees range from 0.85% to 2.75% for SMA accounts and 0.95% to 2.65% for UMA accounts.