Wealth Engineering, LLC is a registered investment advisor based in Scottsdale, Arizona, founded in 2003 by Dave Fernandez. The firm offers personalized investment management and financial planning services primarily to individuals, families, trusts, and estates. Wealth Engineering builds customized portfolios utilizing strategic asset allocation, focusing heavily on macroeconomic analysis and primarily investing in low-cost, passively managed mutual funds and exchange-traded funds. The firm operates as a legally required fiduciary, meaning they are obligated to act in your best interest. Wealth Engineering does not sell commissioned financial products like insurance or annuities and accepts no third-party commissions.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.0M | 0.85% |
| $2.0M - $5.0M | 0.60% |
| $5.0M - $10.0M | 0.40% |
| $10M+ | 0.25% |
Fees are negotiable at the firm's discretion. There is an annual minimum fee of $17,000.
