Financial Futures Limited Liability Company is a fee-only financial planning and investment management firm founded in 2004, operating out of Brielle, New Jersey. The firm provides personalized advice to individuals, families, trusts, estates, charitable organizations, and small businesses. Services include comprehensive financial planning, cash flow management, retirement planning, budgeting, tax planning, insurance reviews, investment management, education funding, and estate planning. Investment management is provided on a discretionary basis, meaning Financial Futures makes trades on behalf of clients using a core and satellite approach that combines passively managed index funds and exchange-traded funds with actively managed funds. The firm does not accept product-based commissions or third-party compensation, relying solely on direct fees paid by clients.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $3.0M | 1.00% |
| $3.0M - $5.0M | 0.90% |
| $5.0M - $10.0M | 0.75% |
| $10.0M - $15.0M | 0.60% |
| $15M+ | 0.50% |
Fees are billed quarterly in arrears. There is a minimum quarterly fee of $2,000. Current client relationships may have higher or lower fees.