Financial Life Planners is an independent registered investment advisor founded in 2004, providing investment management and financial planning services. The firm builds customized, diversified portfolios tailored to each client's specific goals, time horizon, risk tolerance, and tax situation. Investment strategies utilize a mix of mutual funds, exchange-traded funds, individual stocks, and bonds, with tactical monitoring rather than simple buy-and-hold approaches. Financial Life Planners also assists clients with outside accounts such as workplace retirement plans through platforms like Pontera. Comprehensive financial planning is typically included at no extra charge for investment management clients, covering retirement planning, cash flow management, insurance, and estate coordination. The firm primarily serves individuals, high-net-worth families, trusts, and business owners.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 1.50% |
| $100K - $250K | 1.30% |
| $250K - $500K | 1.20% |
| $500K - $2.0M | 1.00% |
| $2M+ | 0.75% |
Fees are negotiable. Financial planning services are included at no additional charge for investment management clients.