Jennings Financial Planning, INC.

Jennings Financial Planning manages investment portfolios and provides integrated financial planning and wealth management services for individuals, trusts, charitable organizations, and small businesses. Jennings Financial Planning designs customized portfolios primarily using low-cost, passively managed exchange traded funds and mutual funds, relying on modern portfolio theory and broad diversification. In addition to investment management, Jennings Financial Planning consults on income and estate tax planning, business sale structures, college financial planning, retirement planning, insurance analysis, and cash flow analysis. Jennings Financial Planning typically manages portfolios on a discretionary basis, coordinating closely with independent third-party managers and custodians like Fidelity and Charles Schwab.