Investment Management Trust is a registered investment advisor based in Fitchburg, Massachusetts, originally established in 1999. The firm provides customized wealth management services, combining discretionary investment management with comprehensive financial planning. Investment Management Trust focuses on serving working-class and middle-income individuals, high-net-worth individuals, trusts, estates, and small businesses. Investment Management Trust builds portfolios primarily using exchange-traded funds and individual stocks, along with mutual funds, certificates of deposit, and fixed income securities when appropriate. The firm operates with a strong commitment to acting in its clients' best interests as a legally required fiduciary. Investment Management Trust does not sell financial products, annuities, or life insurance, and prohibits commissions, finders' fees, or proprietary products. The firm maintains an institutional relationship with Charles Schwab & Co., Inc. to custody client assets.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 1.25% |
| $100K - $200K | 1.00% |
| $200K - $300K | 0.82% |
| $300K - $400K | 0.75% |
| $400K - $500K | 0.63% |
| $500K - $600K | 0.50% |
| $600K+ | 0.38% |
Fees are billed quarterly in arrears. Fees may be negotiable at the sole discretion of the advisor. Accounts dropping below $40,000 may be subject to a minimum annual fee of $500.