Palm Investment Strategies, operating as CrossPlan Money Management, provides personalized portfolio management and portfolio monitoring services to individuals, families, trusts, and businesses. Founded in 1989 and based in Seminole, Florida, the firm focuses on matching client risk tolerance and financial goals with structured investment strategies, including sector momentum, relative strength allocation, customized fixed income ladders, dividend and growth stock portfolios, and concentrated value equities. Palm Investment Strategies utilizes both fundamental and technical analysis to navigate market cycles, manage risk, and seek long-term capital appreciation. While portfolio management accounts are handled directly with discretionary trading authority, portfolio monitoring services involve recommending and overseeing independent third-party money managers. The firm emphasizes proactive risk management, avoiding severe market losses, and tailoring asset allocations to personal financial circumstances.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 2.00% |
Rates vary by investment program: Sector Momentum at 2.00%, Relative Strength Allocation at 2.00%, Customized Fixed Income at 1.50%, Dividend & Growth at 2.50%, All-Cap Value at 2.50%, and Customized Portfolios at 2.20%. Fees are negotiable on a client-by-client basis.