Dean Financial Services, LLC manages investment portfolios and provides comprehensive investment consulting, financial planning, and retirement plan services. The firm designs customized portfolios using individual stocks, bonds, mutual funds, and exchange-traded funds, tailored to each client's specific goals, time horizon, and risk tolerance. Dean Financial Services generally manages accounts on a discretionary basis, meaning they make day-to-day trading decisions on your behalf according to your agreed-upon investment policy. The firm also assists with retirement plan consulting for employers and offers financial planning that evaluates your overall financial situation, including personal records, cash flow, tax implications, and investment alternatives. Dean Financial Services is part of a family of financial companies and may occasionally recommend affiliated mutual funds, though clients are given opportunities to opt out and review alternatives. The firm emphasizes building diversified portfolios to manage risk while acknowledging that all investments carry the potential for loss.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.00% |
| $500K - $1.0M | 0.75% |
| $1.0M - $2.5M | 0.60% |
| $2.5M - $5.0M | 0.50% |
| $5M+ | 0.35% |
Fees are negotiable based on account complexity, size, and other factors. Holdings in affiliated Dean Funds are excluded from the fee calculation.