Finer Wealth Management offers investment management, financial planning, and consulting services to individuals, high net worth individuals, trusts, estates, and businesses. The firm manages client portfolios on a discretionary basis, primarily investing in stocks, bonds, mutual funds, exchange-traded funds, options, and alternative assets such as real estate partnerships. Finer Wealth Management tailors its strategies to each client's specific risk tolerance and time horizon. In addition to investment management, the firm provides comprehensive financial planning covering business planning, cash flow forecasting, estate planning, retirement planning, tax planning, and insurance analysis. Finer Wealth Management operates from offices in Massachusetts, Vermont, Arizona, and Florida, and is led by Michael S. Finer.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.0M | 1.00% |
| $2.0M - $5.0M | 0.75% |
| $5.0M - $10.0M | 0.60% |
| $10M+ | 0.50% |
Fees are negotiable based on military service, future earning capacity, anticipated asset growth, account composition, or relationship history. Accounts under $500,000 are charged 1.50%. Wealth management services with bundled planning use a higher schedule starting at 1.50% for the first $2,000,000.