Cuthbert Financial Guidance focuses on financial planning and investment consultation. Financial planning covers cash flow, budgeting, education, retirement, risk management, and estate planning. Investment consultation provides periodic advice without continuous account management. The firm works with clients to determine their financial needs, goals, and holdings, and may coordinate with other professional advisors.
Fee Structure
Cuthbert Financial Guidance's ongoing financial planning fees range from $2,600 to $15,000 annually, invoiced quarterly. The fee varies based on the client's complexity, including assets, liabilities, income, household members, investment accounts, insurance products, employee benefits, life transition planning needs, and estate size. There is also a one-time getting started fee equal to one-half of the client’s annual fee due at the first planning meeting. If the firm hasn’t seen you in 2+ years, in addition to the Flat Annual Fee there is also a one-time getting started fee due at the first meeting equal to one quarter of your annual fee.