Philip J. Sagan Financial Consulting is a solo financial advisory firm operating in Newton, Massachusetts, led by Certified Public Accountant and Certified Financial Planner Philip J. Sagan. The firm offers comprehensive financial consulting, tax planning, retirement planning, educational planning, investment planning, and portfolio management. Services are tailored to individual clients, ranging from answering specific tax questions to managing entire investment portfolios composed of stocks, exchange-traded funds, and mutual funds. Philip J. Sagan Financial Consulting operates on a fee-only basis, charging by the hour or through fixed project fees without participating in wrap fee programs or managing assets with traditional percentage-based investment management fees. The firm emphasizes personalized guidance, taking into account each client's risk tolerance, age, knowledge level, and overall financial condition.
Fee Structure
Philip J. Sagan Financial Consulting does not charge investment management fees based on a percentage of your portfolio. Instead, portfolio management and financial consulting services are billed separately through hourly rates or fixed project fees.