Focused Finances is a registered investment advisor based in Oakland, California, founded and led by Patricia Jennerjohn. The firm specializes in providing personalized financial planning and ongoing investment management for individuals, couples, and retirees. Focused Finances helps clients navigate retirement planning, education savings, tax strategies, estate planning, and insurance needs. The firm builds diversified portfolios primarily using mutual funds, exchange-traded funds, and individual bonds on a long-term, buy-and-hold basis. Focused Finances operates on a fee-only basis and emphasizes a client-first approach, requiring clients to maintain an active financial planning subscription in order to access investment management services.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $3.0M | 0.75% |
| $3M+ | 0.40% |
Investment management requires an active financial planning subscription and a minimum portfolio size of $500,000, though lower balances may be accepted at the firm's discretion.
