HFM Advisors is a registered investment advisor founded in 1999 and led by Certified Financial Planner Dirk J. Huybrechts. The firm provides personalized investment management and broad-based financial planning services to individuals, trusts, estates, and business entities. HFM Advisors helps clients navigate retirement planning, tax and cash flow strategies, estate planning, insurance, college funding, and business planning. Investment portfolios are managed on a discretionary basis, primarily utilizing globally diversified mutual funds and exchange-traded funds through Charles Schwab & Co. HFM Advisors operates with a commitment to acting in clients' best interests as legally required, focusing on long-term asset allocation and downside protection rather than short-term trading.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.00% |
| $500K - $1.0M | 0.80% |
| $1.0M - $2.0M | 0.65% |
| $2M+ | 0.55% |
Minimum annual fee of $500 per quarter ($2,000 per year) applies. Client accounts may be aggregated for fee calculations.
