Timberchase Financial provides personalized financial planning and investment management services primarily to individuals, along with occasional work for trusts, estates, charitable organizations, and small businesses. Founded in 2004 and based in Homewood, Alabama, the firm operates as a fee-only registered investment advisor and does not sell insurance, annuities, or commissioned products. Timberchase focuses on strategic passive asset allocation, using globally diversified exchange-traded funds and mutual funds to manage client portfolios. The firm offers comprehensive advisory agreements that review multiple aspects of a client's financial life, including cash flow, tax management, retirement planning, insurance needs, and estate planning. When providing investment advice on retirement accounts, Timberchase acts in a legally required best-interest capacity.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.20% |
| $1.0M - $3.0M | 1.00% |
| $3.0M - $5.0M | 0.80% |
| $5.0M - $10.0M | 0.70% |
| $10M+ | 0.50% |
Fees are negotiable. Timberchase Financial may waive any minimum fee or charge a lesser advisory fee based on historical relationships, asset types, or future earning capacity.
