Human Investing provides comprehensive financial planning, investment management, and tax consulting and compliance services to individuals, families, and businesses. Founded in 2004 and based in Lake Oswego, Oregon, Human Investing operates as a registered investment advisor legally required to act in your best interest. Most clients who engage the firm for investment management also receive financial planning services as a combined suite of wealth management. Human Investing builds diversified portfolios typically using low-cost index funds, exchange-traded funds, and individual stocks and bonds based on a personalized financial plan. The firm also offers workplace advisory services to retirement plan sponsors and participants.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.25% |
| $500K - $2.0M | 1.00% |
| $2.0M - $5.0M | 0.85% |
| $5M+ | 0.80% |
Human Investing provides two different schedules depending on total assets. For clients starting with over $3M, rates are 1.00% up to $3M, 0.85% for $3M-$5M, 0.80% for $5M-$10M, 0.70% for $10M-$20M, and 0.50% for over $20M.