Schaeffer Financial, LLC is a registered investment advisor based in Rockville, Maryland. Founded in 2004, the firm provides investment management and financial planning services to individuals and families, with special expertise in serving federal government employees and foreign nationals holding G-IV visas, as well as handling intergenerational wealth planning. Schaeffer Financial focuses on combining financial facts with personal goals to create customized strategies. The firm's investment management services utilize mutual funds, exchange-traded funds, and independent third-party money managers to build diversified portfolios tailored to each client's risk tolerance. Schaeffer Financial offers both discretionary and non-discretionary management. For financial planning, the firm holds initial strategy sessions to address topics such as cash flow, asset allocation, tax planning, retirement income, insurance analysis, and estate planning. Schaeffer Financial custody client assets through Charles Schwab & Company, Inc.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.5M | 1.00% |
| $1.5M - $5.0M | 0.80% |
| $5M+ | 0.65% |
Fees are negotiable on a client-by-client basis. Alternatively, the firm may charge an annual fixed fee if mutually agreed upon.