KB Financial Advisors offers an all-in-one service combining investment management and financial planning, tailored around two main service models depending on a client's career stage and asset level. The On Your Way to Wealth service is designed for professionals early in their career with under $3 million in liquid assets, while the Destination Wealth service is built for rapid wealth builders and complex equity scenarios with at least $3 million in liquid investments. Both services include ongoing financial planning, investment management, and the preparation and filing of annual tax returns. KB Financial Advisors acts as a fiduciary legally required to act in your best interest. The firm allocates client assets primarily among individual stocks, bonds, mutual funds, and exchange-traded funds on a discretionary basis, meaning they make trades without asking first. Clients also gain access to an online financial dashboard to track their complete asset allocation.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $5.0M | 1.00% |
| $5.0M - $7.5M | 0.75% |
| $7.5M - $10.0M | 0.70% |
| $10M+ | 0.65% |
Clients typically transition to the AUM fee schedule after reaching $1 million in assets for On Your Way to Wealth or $2 million for Destination Wealth. Fees are negotiable.