Steffes Financial manages investment portfolios and provides retirement account consulting and financial planning services. Steffes Financial builds customized portfolios tailored to each client's goals, risk tolerance, and time horizon, utilizing a mix of mutual funds, exchange-traded funds, equities, and fixed income securities. Steffes Financial operates on a discretionary basis, meaning the firm makes trades on your behalf without needing approval for every transaction. In addition to individual wealth management, Steffes Financial offers fiduciary consulting services for employer-sponsored retirement plans. Steffes Financial emphasizes a personalized approach, developing a specific investment policy statement for every client and conducting regular portfolio reviews.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $2.0M | 0.60% |
| $2.0M - $3.0M | 0.50% |
| $3M+ | 0.40% |
Fees are negotiable based on each client's specific situation. Minimum annual fee of $5,000 applies.