Adams Financial Concepts is an investment advisory firm based in Seattle, Washington, founded in 2005 and led by A. Michael Adams. The firm offers customized investment management services for individuals, trusts, estates, charitable organizations, and retirement plans. Adams Financial Concepts uses a concentrated, bottom-up approach to stock selection, typically holding 8 to 15 securities per portfolio, and manages accounts on a discretionary basis. Clients can choose between standard asset-based fee programs or an incentive-fee program for qualified clients. In addition to investment management, the firm previously offered a unique planning process and plans to reintroduce an upgraded version using artificial intelligence tools. Adams Financial Concepts requires a minimum account size of $2.1 million.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.10% |
| $500K - $1.0M | 1.10% |
| $1.0M - $2.0M | 1.10% |
| $2M+ | 1.10% |
Rates are for equity and balanced growth accounts. Fixed asset accounts have a separate schedule starting at 1.10% down to 0.60%. Qualified clients can alternatively choose a performance-based incentive fee of 20% of quarterly profits exceeding a high-water mark. Families with multiple accounts can combine assets to receive lower tiered fees.