Wealth Architects is an independent registered investment advisor founded in 2005 and located in Mountain View, California. The firm provides comprehensive wealth management, wealth planning, and wealth consulting services tailored to each client's individual financial circumstances and goals. Wealth Architects uses modern portfolio theory to design personalized investment plans, allocating assets primarily among mutual funds, exchange-traded funds, and individual debt securities, while also accommodating specific client restrictions. In addition to managing investment portfolios, the firm offers broad financial planning and consulting services covering retirement planning, tax strategies, estate planning, education funding, cash flow management, insurance needs, and charitable giving. Wealth Architects operates as an employee-owned firm serving individuals, trusts, estates, and retirement plans.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $5.0M | 0.85% |
| $5.0M - $10.0M | 0.50% |
| $10M+ | 0.30% |
Firm imposes a minimum annual fee of $25,000. Fees are negotiable and can be waived based on various criteria. Sub-advisory fees may apply separately (0.25%-0.35%).
