Argent Wealth Management, founded in 2005 and based in Round Rock, Texas, offers personalized financial planning and investment management to individuals, families, small businesses, and retirement plans. The firm operates strictly on a fee-only basis, meaning they do not sell financial products or accept commissions, ensuring their recommendations remain unbiased. Argent assists clients with retirement planning, tax strategies, cash flow management, insurance reviews, education funding, and estate plan reviews. Their primary investment strategy relies on strategic asset allocation using low-cost, passive investment vehicles like mutual funds and exchange-traded funds. Argent manages all portfolios on a non-discretionary basis, requiring client approval before executing trades. In addition to ongoing comprehensive services, Argent offers hourly consulting for specific financial questions.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $5.0M | 0.25% |
| $5.0M - $10.0M | 0.15% |
| $10M+ | 0.10% |
Investment management fees are combined with a flat annual planning fee of $4,000 for the first year, dropping to $3,000 annually thereafter.
