ITM, Inc. specializes in reviewing life insurance policies and annuity contracts for large institutional trustees. This includes assessing the funding, reviewing loans, evaluating carrier strength, and determining life expectancies. ITM, Inc. also provides annual sub-account allocation reviews on variable life insurance policies and variable annuity contracts. ITM, Inc. does not sell insurance or annuities and has no bias toward any particular carrier.
Fee Structure
ITM, Inc. provides an annual sub-account allocation review on variable life insurance policies and variable annuity contracts. This report has a fixed annual fee of $200, typically charged monthly. A client can discontinue the review at any time. In certain circumstances these fees can be negotiable.