Al Locy Financial Services provides discretionary investment management and personalized financial planning services to individuals, high-net-worth clients, families, trusts, and estates. Founded in 1985 and based in California, the firm builds customized investment strategies based on each client's specific goals, time horizon, and risk tolerance. Investment management uses fundamental analysis to construct diversified portfolios of equities, fixed income, mutual funds, and exchange-traded funds. In addition to managing investments, the principal offers tax preparation services and insurance products through separate business activities, providing a holistic approach to client wealth. The firm operates with a legal obligation to put client interests first and maintains no account minimums.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.25% |
| $500K - $1.3M | 1.00% |
| $1.3M - $4.0M | 0.75% |
| $4M+ | 0.50% |
Fees are negotiable based on historical relationships, asset types, related accounts, and future earning capacity. Total fees will never exceed 3% per year.