Kessler Financial Services is an independent registered investment advisor founded in 1993, owned and operated by John I. Kessler. The firm provides personalized financial planning and investment consulting services to individuals, trusts, estates, retirement plans, and businesses. Kessler Financial Services operates as a non-discretionary advisor, meaning the firm provides expert advice and recommendations, but clients always make the final decisions and retain custody of their accounts at a third-party brokerage firm. Services include comprehensive financial planning, ongoing advisory retainers, and hourly consultations covering retirement, investments, and broader financial goals. The firm does not manage money directly or hold client funds.
Fee Structure
Kessler Financial Services offers ongoing advisory retainers and planning agreements starting at a minimum annual fee of $500. This provides continuous financial guidance, periodic plan reviews, and ongoing investment advice.
- Comprehensive financial plan — Starting at $500, with typical fees varying based on complexity, billed upon delivery of the completed plan
- Hourly planning consultations — $200 per hour for specific financial questions and project-based advice