TCS Financial Services is an independent wealth management firm founded in 2005, offering personalized financial planning and investment management services. The firm helps clients simplify their financial lives by creating tailored portfolios and holistic financial plans covering retirement, education, tax, and estate planning. Using a core-satellite investment approach, TCS Financial Services combines low-fee index products like exchange-traded funds with selected active investments to balance risk and return. The firm operates independently without commissions on investments, preferring a long-term approach to asset management rather than frequent trading. In addition to investment management, TCS Financial Services offers hourly consultations and comprehensive financial planning on a fixed-fee basis. The firm recommends a minimum investment of $100,000, though smaller accounts are accepted subject to a minimum quarterly maintenance fee.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 1.50% |
| $100K - $500K | 1.20% |
| $500K - $1.0M | 1.00% |
| $1.0M - $2.5M | 0.80% |
| $2.5M - $10.0M | 0.60% |
| $10M+ | 0.60% |
Schedule reflects Class 5 rates. Rates drop by one class level after 24 months. Self-managed accounts are available at 0.25%. Minimum quarterly fee of $250 applies.