Belville Financial Advisors is an independent investment advisor based in Monterey, California, led by Dorothy Belville. The firm provides advisory services primarily to high-net-worth individuals, families, and various business entities. Because the firm operates in affiliation with Cetera Advisors, investment advice and portfolio management are delivered through Cetera's platform. Belville Financial Advisors does not directly manage client portfolios or hold custody of client funds; instead, these functions are handled through Cetera Advisors and qualified custodians. In addition to investment advisory services, the team includes licensed insurance agents who can assist with life and health insurance products. The firm emphasizes personalized client service, conducting periodic account reviews at least annually to ensure strategies align with client goals. Clients should note that representatives may earn commissions from selling securities or insurance products, which creates a potential conflict of interest that is fully disclosed.
Fee Structure
Belville Financial Advisors does not directly manage investments or charge direct management fees. All investment management and associated fees are handled through Cetera Advisors. Please refer to Cetera Advisors' regulatory disclosures for specific details on their fee structure.