Holland Advisory Services, INC.

Holland Advisory Services manages investment portfolios and provides personalized financial planning and advice. The firm builds portfolios primarily using mutual funds and exchange-traded funds based on Modern Portfolio Theory, tailoring asset allocations to match your risk tolerance and goals. Services include retirement income planning, insurance analysis, and investment management. The firm specializes in working with pre-retirees and retired individuals. In addition to investment management, Holland Advisory Services offers hourly or flat-fee financial planning and advice. Affiliated companies under the same ownership provide related services such as tax planning, insurance products, and estate or trustee administration, though you are not required to use those affiliates.