Smart Stewardship Advisors provides wealth management and financial planning services. This includes Smart Stewardship Coaching, which covers wealth management, charitable estate planning, and business legacy planning. Smart Stewardship Advisors also refers clients to third-party portfolio managers. They analyze your financial situation, goals, and objectives to provide advice and track progress. They also collaborate with your other professional advisors.
Fee Structure
Smart Stewardship Advisors does not directly manage your investments. Instead, they recommend third-party portfolio managers like Discipline Wealth Solutions (DWS), Efficient Advisors, or Asset Mark. These managers charge fees based on the amount of your assets they manage. Smart Stewardship Advisors receives a portion of the fee you pay to these managers for acting as a liaison, ensuring your information is up-to-date, assisting with allocation models, and responding to your questions.
Fees charged by Efficient or Asset Mark are:
- First $500,000 — 1.75% per year
- Next $500,000 — 1.40% per year
- Next $1,000,000 — 0.85% per year
- Next $1,000,000 — 0.60% per year
- Over $3,000,000 — 0.50% per year
Efficient or Asset Mark charges a minimum annual fee of $60 per investment account.
Fees charged by DWS are variable, with a maximum annual fee:
- First $250,000 — 1.50% per year
- Next $250,000 — 1.25% per year
- Next $500,000 — 1.20% per year
- Next $1,000,000 — 1.00% per year
- Next $2,000,000 — 0.85% per year
- Over $5,000,000 — 0.67% per year