Spectrum Strategic Capital Management offers financial planning and investment management services. Financial planning can be stand-alone or part of investment management. Investment management includes portfolio construction, implementation, and monitoring, using various investments including cryptocurrency ETFs. Spectrum offers three investment strategies: Investment Management Services Strategy, Enhanced Index Strategy, and Unconstrained Alpha+ Strategy, the last of which is highly speculative and illiquid. Spectrum generally uses Fidelity Investments as custodian and broker, but uses Interactive Brokers LLC for the Unconstrained Alpha+ Strategy.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.10% |
| $1.0M - $2.0M | 1.00% |
| $2.0M - $3.5M | 0.80% |
| $3.5M - $5.0M | 0.75% |
| $5M+ | 0.65% |
Reduced fees are negotiable. Accounts which employ a passive strategy generally are charged less, those assets are aggregated for purposes of calculating breakpoints. The minimum account size generally is $250,000; however, this amount also is negotiable.