Navy Federal Investment Services offers portfolio management services by partnering with various third-party portfolio managers and digital platforms. Representatives help clients determine suitable investment strategies based on their goals and risk tolerance. The firm provides access to multiple investment options, including exchange-traded funds, mutual funds, and model portfolios managed by well-known financial institutions. In addition to investment management, the firm prepares financial plans for clients and offers retirement planning services. Portfolios are continuously monitored, and accounts are custodied with outside clearing firms. The firm specializes in pairing clients with appropriate third-party managers to handle day-to-day investment decisions.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.35% |
| $250K - $500K | 1.15% |
| $500K - $1.0M | 1.05% |
| $1.0M - $2.0M | 0.95% |
| $2M+ | 0.85% |
Total fees vary depending on the specific third-party manager and program selected. Fees range across programs from roughly 1.07% to 1.34% for the first tier, decreasing for larger balances.