Torrey Growth & Income Advisors (TGIA) offers investment management on a discretionary basis, selecting investments based on client objectives. They primarily use stocks, ETFs, and fixed income securities. TGIA also offers financial planning services, including retirement, investment, estate, and tax planning. Clients are not obligated to implement recommendations through TGIA. TGIA may recommend private investments to some clients.
Fee Structure
TGIA charges a percentage of the value of your investments each year for investment management. The exact percentage depends on the type of investment (equity, fixed income, or private investments) and the total amount you have invested. The fee schedule is tiered, so the percentage decreases as the amount you invest increases. Fees are negotiable based on factors like account size and related accounts. Cash balances and balances subject to margin loans are not included for fee calculation purposes.