S & A Financial Strategies and Services is an independent registered investment advisor founded in 2006 and owned by Steven Tambone. The firm focuses on helping clients manage their personal finances through careful preparation, informed decision-making, and maintaining well-diversified investment portfolios using low-cost mutual funds and exchange-traded funds. The primary services offered include life goals planning, ongoing portfolio monitoring and investment management, and general hourly financial consulting. The firm emphasizes keeping investment expenses low and aligning portfolios with each client's specific financial goals and risk tolerance.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.20% |
| $500K - $1.0M | 1.00% |
| $1.0M - $2.0M | 0.75% |
| $2M+ | 0.50% |
Fees are negotiable and the $400,000 account minimum may be waived at the advisor's discretion.
