Cedar Mountain Advisors offers investment management and financial planning services to individuals, high-net-worth families, pension plans, trusts, and businesses. The firm helps clients define their financial goals and risk tolerance, then builds diversified portfolios using mutual funds, exchange-traded funds, individual stocks and bonds, and proprietary investment models. Portfolios are managed on a discretionary basis through programs such as the Investment Advisory Program and the SEI Asset Management Program, with Charles Schwab and SEI Private Trust Company serving as qualified custodians. In addition to portfolio management, Cedar Mountain Advisors provides comprehensive financial planning covering retirement, estate planning, education funding, tax strategies, and risk management. The firm also offers consulting services on an hourly basis and assists qualified retirement plans with consulting and advisory needs. Cedar Mountain Advisors operates as a registered investment advisor and acts in the client's best interest when managing portfolios or making rollover recommendations.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.75% |
| $250K - $500K | 1.50% |
| $500K - $1.0M | 1.25% |
| $1.0M - $5.0M | 1.15% |
| $5M+ | 1.15% |
Fees for amounts over $5 million are negotiable. A minimum annual fee of $500 applies.