Cornerstone Financial Management provides wealth management, investment management, project-based financial planning, and retirement plan consulting. Cornerstone Financial Management builds personalized investment portfolios based on client goals, risk tolerance, and tax considerations, primarily using stocks, bonds, mutual funds, exchange-traded funds, and government securities. Wealth management clients receive ongoing comprehensive financial planning covering cash flow, retirement, estate, insurance, tax, education, and charitable planning at no extra cost beyond the investment management fee. The firm also offers project-based financial planning for clients who want help with specific topics without ongoing portfolio management. Cornerstone Financial Management works with individuals, high net worth individuals, trusts, estates, and retirement plans, and may utilize independent outside managers for specialized portfolio strategies.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $3.0M | 1.00% |
| $3.0M - $5.0M | 0.85% |
| $5.0M - $7.5M | 0.75% |
| $7.5M - $10.0M | 0.68% |
| $10M+ | 0.50% |
Fee rates and minimums may be negotiable in certain cases at the firm's discretion.