JMC Wealth Management provides comprehensive financial planning services to individuals, families, and business owners. The firm creates personalized financial plans covering a wide range of topics, including asset allocation, cash flow management, investment planning, insurance, college savings, debt refinancing, estate planning, business succession, tax strategies, and retirement planning. JMC Wealth Management operates primarily on a fee-for-service basis for financial planning and does not directly manage investment portfolios. However, through affiliations with broker-dealers and platform providers like LPL Financial and AssetMark, the firm can introduce clients to third-party portfolio management and asset allocation programs. The firm emphasizes that its financial planning is independent of product sales, though the firm's president also maintains separate registrations allowing her to offer brokerage and insurance products if clients choose to implement recommendations through those channels.
Fee Structure
- Financial plans for beginners — $1,200 to $2,000, designed for younger individuals starting their careers and addressing budgeting, debt management, and basic savings strategies.
- Financial plans for wealth accumulation — $2,000 to $4,000, suited for clients in their 30s and 40s focusing on growing wealth, education funding, and insurance needs.
- Pre-retirement and retirement plans — $4,000 to $7,000, tailored for clients aged 50 and older addressing retirement, estate distribution, tax strategies, and long-term care options.
- Personal and business advisory plans — $7,000 to $25,000, designed for established business owners with company revenues over $1 million, covering complex personal and business succession planning.