Live Oak Family Offices is a registered investment advisor that provides investment management and wealth management services to individuals and families. The firm's approach begins with a client's financial plan, analyzing spending needs, goals, risk tolerance, time horizon, and income requirements before constructing and managing an investment portfolio. Live Oak Family Offices incorporates traditional investments—such as stocks, bonds, mutual funds, exchange-traded funds, and cash—alongside alternative investments like private equity, private real estate, and hedge funds when appropriate. Standalone financial planning services are not offered; instead, planning, investment management, and ongoing monitoring are combined into a single advisory relationship. The firm focuses on strategic investment policy development, tactical asset allocation, financial planning and wealth management analysis, and ongoing portfolio review. Client accounts are typically managed on a discretionary basis, meaning the firm makes trades without asking first.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.0M | 1.00% |
| $2.0M - $5.0M | 0.75% |
| $5M+ | 0.50% |
Advisory fees are negotiable at the firm's discretion. Alternative fee arrangements, such as fixed annual fees or modifications to the minimum annual fee, may be negotiated.