Holly Donaldson Financial Planning is an advice-only financial planning firm founded in 2006. The firm provides personalized, confidential financial planning services to individuals, trusts, estates, charitable organizations, and small businesses. Services include cash flow management, tax planning, insurance review, asset allocation, education funding, retirement planning, and estate planning. Holly Donaldson Financial Planning operates strictly on a fee-only basis, meaning they do not sell commission-based products, annuities, or insurance, and they do not accept referral fees or commissions. The firm does not manage investment assets or maintain custody of client funds. Instead, clients make their own investment decisions or work with a separate third-party investment manager while Holly Donaldson Financial Planning provides independent advice and financial planning recommendations. Engagements are typically project-based, such as retirement road maps or financial reviews, with ongoing checkups available.
Fee Structure
- Financial Checkup/Review — For clients with big-picture questions or seeking a second opinion on existing plans or investment proposals, taking 3 to 5 hours.
- Retirement Road Map — Comprehensive financial planning using software to model best-, middle-, and worst-case scenarios covering retirement age, Social Security, long-term care, asset allocation, and tax minimization, taking 6 to 12 hours.
- Hourly Planning Engagements — $425 per hour, billed in 6-minute increments for established clients needing limited-scope advice.